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Alabama Loan Signing Agent Requirements

Everything a notary loan signing agent needs to know about operating in Alabama: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.

Commission Term
4 years
Max Fee
$5 per notarial act
Journal Required
No
Bond Required
Yes — $25,000
RON Authorized
Yes
Notary Authority
Secretary of State

Key Facts for Alabama LSAs

  • Commission term: 4 years
  • $5 maximum fee per notarial act
  • $25,000 surety bond required
  • Journal not required but strongly recommended
  • RON authorized with approved technology

Journal Requirements

Optional

Recommended but not required

Remote Online Notarization (RON)

Authorized

RON authorized; must use approved technology provider

Acceptable Identification

  • Driver's license
  • State ID
  • Passport
  • Military ID

Acknowledgment Wording

Standard Alabama acknowledgment form required

E&O Insurance

E&O insurance recommended; not required by statute

Loan Signing Agent (LSA) Certification

No separate LSA certification required; general notary commission sufficient

Notary Commission Renewal

Alabama notary commissions are issued by the Secretary of State. Commission term: 4 years.

https://www.sos.alabama.gov/notary

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