Texas Loan Signing Agent Requirements
Everything a notary loan signing agent needs to know about operating in Texas: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.
Journal Requirements
Optional but strongly recommended; required for RON
Remote Online Notarization (RON)
RON authorized under SB 2328 — active RON market
Acceptable Identification
- TX Driver's License
- TX ID
- Passport
- Military ID
Acknowledgment Wording
Standard Texas acknowledgment per Tex. Civ. Prac. & Rem. Code § 121
E&O Insurance
E&O not required by state; $25k+ recommended
Loan Signing Agent (LSA) Certification
No state LSA certification; NNA certification widely required
Notary Commission Renewal
Texas notary commissions are issued by the Secretary of State. Commission term: 4 years.
https://www.sos.state.tx.us/notary ↗Frequently asked questions about Texas notary signings
What is the notary commission term in Texas?
Texas notary commissions are issued by the Secretary of State for a term of 4 years.
What is the maximum notary fee in Texas?
The maximum notary fee in Texas is $6 per notarial act.
Is a notary journal required in Texas?
No, a notary journal is not required in Texas, but is strongly recommended for loan signings. Optional but strongly recommended; required for RON.
Is Remote Online Notarization (RON) authorized in Texas?
Yes — RON is authorized in Texas. RON authorized under SB 2328 — active RON market
What forms of ID are acceptable for notarization in Texas?
Acceptable IDs in Texas include: TX Driver's License, TX ID, Passport, Military ID.
How do I renew my notary commission in Texas?
Notary commissions in Texas are administered by the Secretary of State. Renew at https://www.sos.state.tx.us/notary.
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