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New York Loan Signing Agent Requirements

Everything a notary loan signing agent needs to know about operating in New York: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.

Commission Term
4 years
Max Fee
$2 per notarial act
Journal Required
No
Bond Required
No
RON Authorized
Yes
Notary Authority
Secretary of State

Key Facts for New York LSAs

  • ·Commission term: 4 years
  • ·$2 maximum fee per notarial act (very low — market rate for loan signings is $75-$200)
  • ·No surety bond required
  • ·Exam required for initial commission
  • ·Journal optional
  • ·RON authorized
  • ·High-volume market — NYC metro among busiest in the country

Journal Requirements

Optional

Optional but strongly recommended

Remote Online Notarization (RON)

Authorized

RON authorized under ESRA and Electronic Notarization regulations

Acceptable Identification

  • NY Driver's License
  • NY ID
  • Passport
  • Military ID

Acknowledgment Wording

New York uses specific statutory short forms — standard or short form both acceptable

E&O Insurance

E&O not required by state

Loan Signing Agent (LSA) Certification

No state LSA certification; NNA certification widely required by signing services

Notary Commission Renewal

New York notary commissions are issued by the Secretary of State. Commission term: 4 years.

https://www.dos.ny.gov/licensing/notary

Frequently asked questions about New York notary signings

What is the notary commission term in New York?

New York notary commissions are issued by the Secretary of State for a term of 4 years.

What is the maximum notary fee in New York?

The maximum notary fee in New York is $2 per notarial act.

Is a notary journal required in New York?

No, a notary journal is not required in New York, but is strongly recommended for loan signings. Optional but strongly recommended.

Is Remote Online Notarization (RON) authorized in New York?

Yes — RON is authorized in New York. RON authorized under ESRA and Electronic Notarization regulations

What forms of ID are acceptable for notarization in New York?

Acceptable IDs in New York include: NY Driver's License, NY ID, Passport, Military ID.

How do I renew my notary commission in New York?

Notary commissions in New York are administered by the Secretary of State. Renew at https://www.dos.ny.gov/licensing/notary.

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