North Carolina Loan Signing Agent Requirements
Everything a notary loan signing agent needs to know about operating in North Carolina: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.
Journal Requirements
Optional
Remote Online Notarization (RON)
RON authorized under SB 131
Acceptable Identification
- Driver's license
- State ID
- Passport
- Military ID
Acknowledgment Wording
Standard North Carolina acknowledgment per NCGS § 10B
E&O Insurance
E&O not required
Loan Signing Agent (LSA) Certification
No state LSA certification
Notary Commission Renewal
North Carolina notary commissions are issued by the Secretary of State. Commission term: 5 years.
https://www.sosnc.gov/notary ↗Frequently asked questions about North Carolina notary signings
What is the notary commission term in North Carolina?
North Carolina notary commissions are issued by the Secretary of State for a term of 5 years.
What is the maximum notary fee in North Carolina?
The maximum notary fee in North Carolina is $10 per notarial act.
Is a notary journal required in North Carolina?
No, a notary journal is not required in North Carolina, but is strongly recommended for loan signings. Optional.
Is Remote Online Notarization (RON) authorized in North Carolina?
Yes — RON is authorized in North Carolina. RON authorized under SB 131
What forms of ID are acceptable for notarization in North Carolina?
Acceptable IDs in North Carolina include: Driver's license, State ID, Passport, Military ID.
How do I renew my notary commission in North Carolina?
Notary commissions in North Carolina are administered by the Secretary of State. Renew at https://www.sosnc.gov/notary.
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