Kentucky Loan Signing Agent Requirements
Everything a notary loan signing agent needs to know about operating in Kentucky: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.
Journal Requirements
Optional
Remote Online Notarization (RON)
RON authorized under SB 114
Acceptable Identification
- Driver's license
- State ID
- Passport
Acknowledgment Wording
Standard Kentucky acknowledgment per KRS § 423
E&O Insurance
E&O not required
Loan Signing Agent (LSA) Certification
No state LSA certification
Notary Commission Renewal
Kentucky notary commissions are issued by the Secretary of State. Commission term: 4 years.
https://www.sos.ky.gov/notary ↗Frequently asked questions about Kentucky notary signings
What is the notary commission term in Kentucky?
Kentucky notary commissions are issued by the Secretary of State for a term of 4 years.
What is the maximum notary fee in Kentucky?
The maximum notary fee in Kentucky is $5 per notarial act.
Is a notary journal required in Kentucky?
No, a notary journal is not required in Kentucky, but is strongly recommended for loan signings. Optional.
Is Remote Online Notarization (RON) authorized in Kentucky?
Yes — RON is authorized in Kentucky. RON authorized under SB 114
What forms of ID are acceptable for notarization in Kentucky?
Acceptable IDs in Kentucky include: Driver's license, State ID, Passport.
How do I renew my notary commission in Kentucky?
Notary commissions in Kentucky are administered by the Secretary of State. Renew at https://www.sos.ky.gov/notary.
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