Michigan Loan Signing Agent Requirements
Everything a notary loan signing agent needs to know about operating in Michigan: commission terms, fees, journal requirements, bond obligations, RON status, and compliance notes.
Journal Requirements
Optional
Remote Online Notarization (RON)
RON authorized under HB 4304 (2020)
Acceptable Identification
- Driver's license
- State ID
- Passport
- Military ID
Acknowledgment Wording
Standard Michigan acknowledgment
E&O Insurance
E&O not required
Loan Signing Agent (LSA) Certification
No state LSA certification
Notary Commission Renewal
Michigan notary commissions are issued by the Secretary of State (county clerk handles processing). Commission term: 6-7 years (tied to voter registration).
https://www.michigan.gov/sos/notary ↗Frequently asked questions about Michigan notary signings
What is the notary commission term in Michigan?
Michigan notary commissions are issued by the Secretary of State (county clerk handles processing) for a term of 6-7 years (tied to voter registration).
What is the maximum notary fee in Michigan?
The maximum notary fee in Michigan is $10 per notarial act.
Is a notary journal required in Michigan?
No, a notary journal is not required in Michigan, but is strongly recommended for loan signings. Optional.
Is Remote Online Notarization (RON) authorized in Michigan?
Yes — RON is authorized in Michigan. RON authorized under HB 4304 (2020)
What forms of ID are acceptable for notarization in Michigan?
Acceptable IDs in Michigan include: Driver's license, State ID, Passport, Military ID.
How do I renew my notary commission in Michigan?
Notary commissions in Michigan are administered by the Secretary of State (county clerk handles processing). Renew at https://www.michigan.gov/sos/notary.
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